Last updated: June 28, 2021
We value your privacy very highly. Please read this Privacy Policy carefully before using the totalcreditresources.com Website (the "Website”, “us," "we," "our") as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.
Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others who wish to access or use the Website.
By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.
We collect any and all information that you enter on this Website. We collect the following information about you:
| Category of information | Specific piece of information | Where we get this information | How we use this information |
|---|---|---|---|
| Identifying information | Name | Information submitted by the consumer | Analytics; Enforcing our Terms of Service; Marketing and advertising; Performing services; Providing customer service; Resolving disputes; Verifying customer information. |
| Identifying information | Phone Number | Information submitted by the consumer | Analytics; Enforcing our Terms of Service; Marketing and advertising; Performing services; Providing customer service; Resolving disputes; Verifying customer information. |
| Identifying information | Email Address | Information submitted by the consumer | Analytics; Enforcing our Terms of Service; Marketing and advertising; Performing services; Providing customer service; Resolving disputes; Verifying customer information. |
In the last 12 months, we have shared the following personal information with third parties:
| Category of information shared | Specific pieces of information shared |
|---|---|
| Identifying information | Name |
| Identifying information | Phone Number |
| Identifying information | Email Address |
We may sell your personal information to third parties.
In the last 12 months, we have sold the following personal information to the following categories of third parties:
| Categories of third parties to whom we have sold the information | Specific pieces of information that we have sold | Categories of third parties to whom we have sold the information Identifying information |
|---|---|---|
| Identifying information | Name | Advertising networks, Customer management systems, Email marketing vendors, Parties that need to operate the website |
| Identifying information | Phone Number | Phone Number Advertising networks, Customer management systems, Email marketing vendors, Parties that need to operate the website |
| Identifying information | Email Address | Advertising networks, Customer management systems, Email marketing vendors, Parties that need to operate the website |
A cookie is a small piece of data sent from a website and stored on your computer by your web browser. The file is added once you agree to store cookies on your computer or device, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow sites to respond to you as an individual. The Website can also tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.
This Website is intended for use by a general audience and does not offer services to children.
Depending upon where you reside, you may have the following rights with regard to your personal information.
| The right to access your information. |
| The right to know whether your personal information is sold or disclosed and to whom. |
| The right to say no to the sale of your personal information. |
| The right to request that we delete all or some of the personal information that we have collected on you. |
| The right to equal service and price, even if you exercise your privacy rights. |
You may exercise the rights specified above by submitting a consumer request via:
We will respond to most consumer requests within 45 days of receipt. However, some requests may take longer. We will notify you in writing if we need more time to respond (up to 90 days). Any disclosures that we make in response to your request will cover the 12 months prior to your request.
We have the ability to deny your request(s) if certain exceptions in the law apply. If we do deny your request, we will provide you with the reasons for such denial. Normally, we do not charge a fee to process or respond to consumer requests. However, we may charge a fee if the request is excessive, repetitive or manifestly unfounded.
This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.
We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated Privacy Policy to this website or application.
If you have any questions about this Privacy Policy, please contact us at:
[email protected] or (575) 322-8376